Although being stranded after a car accident or because your car broke down is seriously inconvenient, it's likely to happen to you at some point in your life. Finding a reliable tow company is super important for this reason. The best time to find a towing company is now, not waiting until you’re stranded and need help out of a desperate situation. One of the things you’ll need to find out is whether your insurance company will cover the cost of a tow or not. Here are some things that you should know about tow coverage to help you out.
Most insurance companies do provide towing coverage to some extent. However, not all policies do or even most policies do. Check with your individual insurance agent to find out if you have coverage and what additional cost it would be to add it.
If you happened to purchase your vehicle from the dealership, you may have a towing benefit through the it. You can find out when you purchase the vehicle whether they provide it. Some car manufacturers provide a roadside assistance benefit you may want to look into as well.
There are some programs that you can buy into that provide roadside assistance benefits. It’s important to ask your insurance company first before purchasing additional towing coverage through an outside company. If you do this, make sure to keep the phone number and contact information for the company saved in your phone or your vehicle so that you can easily access it as needed.
Don’t wait until you’re stranded on the side of the highway in the middle of the night to find out if you can afford to have your car towed to safety. Find out what your insurance covers now. If your insurance covers emergency towing in Oakland, that’s great! If not, many vehicle experts suggest purchasing additional coverage or joining a roadside assistance program to help you out if and when you find yourself in this unfortunate circumstance.